Fintech: trends and prospect of development in the transition to a touchless economy
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Дата
2021
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Анотація
The aim of the research is to explore the main features of the
development of the fintech industry at the global level and in Ukraine. The basic
interpretation of the concept of "fintech" is observed, as well as the strengths and
weaknesses of innovative financial technologies, the main opportunities and potential
threats from implementation are identified. The main areas of fintech development
(payment, investment, credit, insurance, regulatory and advisory services) are
identified. Promising technological approaches (machine learning, predictive
analytics, distributed technologies, cryptography, mobile access), as well as their
quality attributes, are analyzed. The features and topical problems of Fintech
development at the global level and in Ukraine are investigated. It is shown that in
Ukraine the fintech industry is still at the stage of development and has a number of
problems with the law base, as well as with the reluctance of large players in the
financial market to integrate large-scale innovations.
Опис
Nahornyi P. Fintech: trends and prospect of development in the transition to a touchless economy / P. Nahornyi ; advisor : K. Hnedina // Black Sea Science 2021 : proc. of the Intern. Competition of Student Scientific Works / Odessa National Academy of Food Technologies ; eds. B. Yegorov, M. Mardar [et al.]. – Odessa: ONAFT, 2021. – P. 347–359 : tabl. – Ref.: 14 tit.
Ключові слова
touchless economy, fintech, finance, innovation, innovative economy, start-up, online payments, artificial intelligence